![]() He first makes his way to the Altar of Stone, where he finds Ophelia crucified and deceased on a slab of rock. Armed initially with only a pitchfork, he fights his way through a long and bloody quest to retrieve the other three Chosen and find some answers. In 1928, Caleb awakens to find himself entombed inside a mausoleum in the Morningside Cemetery. ![]() Tchernobog casts Caleb into a bottomless pit, telling him to "consider power, in a hollow grave". Lastly, Cheogh swoops out of the black and kidnaps Ophelia. Cerberus bursts Ishmael into flames and consumes him. Shial descends from a thread of silk and takes Gabriel off into the darkness. The four stand stunned as Tchernobog sends in his lieutenants to take the Chosen out one by one. Instead, Tchernobog tells them that they have failed Him, and proceeds to disavow them. Caleb and the others thought that they were to be given orders. Sometime after 1871, Tchernobog summoned the four Chosen to The Hall of the Epiphany, His main chamber. Along with Ishmael and Gabriel, the four Chosen served the dark god well, preparing for the day when He would take over the world, although earning the ire of others high in the cult like Cheogh, ruler of the gargoyles. He and she rose through the ranks to become two of the Chosen-the elite servants of Tchernobog. She became Caleb's doorway to the cult as well as his lover. Ophelia blamed her husband for their plight.Ĭaleb was immediately taken by Ophelia's beauty and took her under his protection. When her husband later tried to leave the Cabal they responded by torching their homestead, killing him as well as their young son. She was completely mad when Caleb found her, but from what he could gather from her near incomprehensible ramblings, she and her husband were members of an evil cult called the Cabal, who worshipped the dark god Tchernobog. Seven years later he came across a burned-out homestead with a single occupant, a woman named Ophelia Price. By the age of seventeen he was well known as a merciless gunfighter with a hunger for bloodshed. The physical Caleb model created by Kevin Kilstrom Early Years and the Cabal Ĭaleb was born in western Texas in 1847. Notably, while undead characters are a staple as enemies in gaming, Caleb is probably one of the best-known undead protagonists. During the games he exhibits great skill with firearms, explosives, problem solving, and endurance.Ĭaleb is voiced by Stephan Weyte in both Blood and Blood II. When left alone, Caleb will sing old show tunes to himself " E1M1: Cradle to Grave" shows him as being capable of playing the organ. He is most known for his gravely voice, glowing red eyes, and tendency to spout out witty one-liners. His favourite weapon is the Sawed-Off Shotgun. He wears classic wild west clothing - a leather trench coat or duster, black boots, brown pants, white shirt, and two different hats, a Wide Brimmed Stetson in some images or a Planters Hat in others. He is the leader of the four Chosen and is by far the most powerful, renowned for his aggressive nature, sadistic tendencies, and violent sarcastic humour. ![]() You play as him exclusively in Blood and primarily in Blood II: The Chosen you can play through the single player campaign as the other Chosen, but without any storyline or cutscenes. These traits have made him the recognized leader of the Chosen." - Blood II: The Chosen WebsiteĬaleb is the main character of the Blood franchise. But his utterly ruthless style guarantees that when he enters a fight, no one gets out alive. ![]() Using his good mix of speed and toughness along with his familiarity with a wide variety of weapons, Caleb is the brawler, the kind of person who runs into a room guns blazing, getting chewed up by everything the enemy can throw at him. Driven by his quick wits and the sheer force of his vicious nature, Caleb has become an unstoppable force of malice and spraying bullets. "'Too stubborn to quit, too stupid to die.' This was how a Lieutenant of the Cabal once described Caleb, and he wasn't too far off.
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![]() Grab a bite under their classic Sabrett umbrellas! This classic Brooklyn hot dog spot has been serving up hot dogs, hamburgers, and French fries since 1914. Enjoy some hits spun by DJ’s on Friday and Saturday nights under their extensive outdoor set-up. Mexican restaurant and bar Las Santas serves up delicious cocktails and upscale Mexican food. We’ve been working with DOT to bring more public outdoor seating (and traffic calming) to the neighborhood! On Lawrence Street there’s a whole host of great food options, such as Greek Express and Yaso Tangbao, and over at Albee Square West you’ve got all of DeKalb Market to choose from, as well as latest addition, Hook + Reel. Street Seats | Lawrence St + Albee Square West Located in Willoughby Plaza, Willo B’s serves up breakfast, lunch, and dinner right in the heart of Downtown Brooklyn, with outdoor seating on the plaza! Their outdoor seating décor matches the sleek restaurant interior! ![]() Happy hour is from 5-7pm weekdays - enjoy $5 wines or $6 beers! DBP umbrellas are out all summer for shade!Ĭhoose from KUUN’s wide variety of tasty Korean meals, from fried dumplings with house made special soy sauced pickle to scallion and kimchi mixed pancake crisps. Stop by for a fun time, great drinks, and some delicious traditional ceviche.Īl B’s | Albee Square (corner of Fulton and Bond)Īlbee Square kiosk Al B’s serves up delicious tacos (with vegetarian options!), coffee, and other quick bites. Peruvian restaurant Pollo D’Oro has a spacious sidewalk seating set-up, with the occasional live music and soccer match to entertain. Feast on pizza and pasta dishes while enjoying the street scene. Located in the heart of the Brooklyn Cultural District, Italian kitchen and bar Loreto has delicious food and drinks to satiate any foodie. They also offer flower arrangement classes and delicious lunch snacks.įrom the folks behind of Long Island Bar, gorgeous hideaway cocktail spot The Rockwell Place is back – now with spacious outdoor dining! Their sheltered outdoor seating set-up is perfect for you to sip on cocktails and watch the sun set behind the Downtown Brooklyn skyline. Local bubble tea-poke-bowl-ikebana-shop Debutea is so much more than just a place for boba! Sip on their newest peach or lychee teas while spilling your own tea. Check out these Downtown Brooklyn establishments with fab outdoor dining options!Ī classic for after work happy hours, Wednesday trivia night, watching the game on their giant screen, or a get-together with friends, Circa’s curbside picnic tables and house-brewed beer will have you smiling in no time. Summertime is upon us, and, with the extension of the City’s Open Restaurants program, outdoor dining is more popular than ever. Outdoor Dining in Downtown Brooklyn! Check out these Downtown Brooklyn establishments with great outdoor dining options! July 30, 2021 ![]() Matching the frame to the pictureĪ frame should complement and enhance the picture that it encloses. Instead, choose lightweight frames with a wooden finish to enjoy the beauty of a wood frame without the weight. Solid wood picture frames can sometimes be heavy and more challenging to hang. They can be easily hung using the ALFTA adhesive hook. While heavier frames need fixing devices suitable to the wall type, lightweight frames do not need a screw or a nail to be wall-mounted. Lightweight picture frames are easier to hang. For example, a black picture frame goes very well on a bright wall, while a white or silver frame does a good job of making your picture pop on a darker surface. Make sure to choose the colour and style of the frame based on where you want to use it.A tip is to use contrasting colours to accentuate and bring attention to your picture. This can contribute as much to the décor as the picture it displays. Others are fixed in size but are more ornately designed to compensate. Some frames are more basic and are available in sizes from A6 (10.5 cm x 14.8 cm) all the way to A1 (59.4 cm x 84.1 cm). IKEA sells an array of different frame styles, shapes, and colours. Use your imagination and pick frame sizes and patterns for a joyful celebration of your favourite pictures. Frames with classic straight lines look elegant and let your pictures do the talking. The easiest solution for a picture gallery is to use frames of the same design in different sizes. Select frames from the same colour, pattern or style to complement each other. Picking the perfect set of frames to match your decor as well as the framed pictures is essential. Grouped pictures look attractive when the different frames work well together. A picture wall of inspiration and fond memoriesĪ collage of photos or prints makes a wonderful gallery wall of pictures in your home. Either way, a nice frame will help highlight, contrast or tie your pictures in with the rest of your interior design. Display some photographs of treasured memories from past adventures with our black frames. Celebrate friends and family by adding their pictures to your wall. Frames offer a great way to make the people and places you love a natural part of your room. Use photo frames for pictures to integrate your life into your decor. Well, I think it’s time to cause consternation in some quarters… let’s fire up “That Acapulco Gold.” As an article in an April 1967 issue of Billboard magazine said, it “caused consternation in some quarters when it was learned the term referred to marijuana.” 6 It reached #70 on the Billboard charts before the management of radio stations discovered just what “Acapulco Gold” was. ![]() It became a local hit, which in turn led to the UNI label purchasing the national distribution rights. Then, Denver-area producer Frank Slay bought the rights and released it on his Chicory label. The Rainy Daze released it as their first single in 1967 on the tiny IP label. Tim Gilbert, the band’s singer and guitarist, co-wrote “That Acapulco Gold” with his college roommate, John Carter. A massive publicity campaign was in the planning stages when the spectacular failure of his magnum opus, Ike & Tina Turner’s ‘River Deep, Mountain High,’ left Spector’s career in shambles the Rainy Daze were among the collateral damage… ” 5 ![]() “…parlaying a string of frat party gigs into a local television appearance that reportedly caught the attention of famed producer Phil Spector, who extended a management contract. Originally, The Rainy Daze mainly played blue-eyed covers of soul tunes like “Baby I Need Your Loving” and “Knock on Wood”… However, Dylan’s song was released in April of 1966, so apparently-if AllMusic is correct-that is not the case. 3 I’d always thought the group’s name was inspired by the Bob Dylan song “Rainy Day Women #12 and 35” 4 (much better known to the general public as “Ev’rybody Must Get Stoned”). So, to commemorate 4/20, the song I chose for this post is “That Acapulco Gold” by The Rainy Daze.Īccording to AllMusic, The Rainy Daze formed in Denver, Colorado in 1965. 1 Sure, why not? April 20 th (4/20) has become a sort of counter-culture holiday, notoriously celebrated at-where else?-my dear old alma mater, UC Santa Cruz. Wikipedia says it was originated in 1971 by a group of students at San Rafael High School in Marin County, California. ![]() There are various stories about how 420 came to have this meaning. Yes, folks… DJ MJD is back! Today is April 20 th (4/20), so I have selected a suitable song in honor of this very special date.įor those who may not be familiar with the term, 4/20 (also written 420 or 4:20 and pronounced “four twenty”) is a coded reference to the consumption of cannabis. ![]() It should not be an app, but rather an operating system that enables all other processes. Today, organizations like Intel, Ford, and Disney have joined Shell in employing futurists to leverage foresight tools for organization-wide strategy development and innovation.Īlthough Strategic Foresight is a discipline, it is most effective when utilized as a philosophy that runs in the background of an organization. Foresight is a set of approaches that help explore, imagine and anticipate the future in an open but structured way. During the oil crisis of the late 1960s, Shell altered its strategy and successfully propelled itself to the top of the industry, a move credited to the use of scenario planning. One famous example is the energy petrochemical giant Royal Dutch Shell. Major corporate companies have been leveraging the power of foresight for years. Strategic Foresight is a dynamic, investigative exploration of the future that allows for the optimal achievement of the objective strategies of any. Strategic Foresight, as a discipline, has been around for decades you can receive a master’s degree in Strategic Foresight at universities in the United States. These well-informed maps of the future allow us to test our current strategy, develop breakthrough innovations, and create transformative change. Playbook for Strategic Foresight and Innovation. ![]() Several methodologies will be considered and applied to the development of future scenarios. Stanfords Foresight initiative investigates the practice of foresight and best practices for vision-led. Multidisciplinary activities shall be performed at the intersection between technology, sociology, and psychology. Comprised of 15 core methods for problem scoping and problem solving, the Foresight Framework is designed to address complex problems and future planning as systematically, creatively, and efficiently as possible. While no one can predict the future, foresight allows us to mine the external environment for trends and issues, and leverage those insights to create maps of the emerging landscape. The research activity shall concern the discipline of Strategic Foresight as applied to the fields of Made in Italy design and production. Strategy: Strategy development and strategic planning This model indicates that foresight work precedes both strategic decision-making and strategic planning. Through this process we are better prepared for potential threats and are able to capitalize on hidden opportunities. Algunos de los principales beneficios que aporta Strategic Foresight a nivel empresarial son 4 : Mejorar la percepción del entorno externo. Let’s look more closely at the four core foresight practices now. In so doing, the note extends an invitation to those in the economics and finance fields (e.g., researchers, policymakers) to incorporate strategic foresight in their analysis and decision making.Strategic Foresight is an organizational, social, and personal practice that allows us to create functional and operational views of alternative futures and possibilities. Strategic foresight is a large set of thinking, discussion, and practices we can do as inputs to strategy, that will reliably make strategy (the last foresight skill) both more future-aware and future-resilient. By mainstreaming foresight techniques and processes in policy-making, Europe can make informed choices about the future and the lives and well-being of its citizens. Accordingly, section III focuses on the scenario planning by illustrating applications before detailing the methods we have been using, while section IV describes policy gaming including the matrix policy gaming approach with which we have experimented so far. Strategic Foresight is required whenever there is a high degree of uncertainty surrounding changes to the relevant future context. Scenario planning and policy gaming have been the Fund’s main foresight techniques so far, though other tools have been complementary. In this case study, we look at how having a clear view of whats. Strategy 2030 could be easily understood by employees, customers, and competitors, and it would align with the company’s messaging about their hopes for the future. ![]() ![]() Section II provides an overview of strategic foresight and some of its tools. Strategic foresight is a process of creating useful conversations about possible futures. This note explains the value of strategic foresight and provides implementation advice based on the IMF’s experience with scenario planning and policy gaming. Por qué Strategic Foresight Porque el futuro importa. Use the free Adobe Acrobat Reader to view this PDF file How to Implement Strategic Foresight (and Why) Requirements: Bounce Attack, Light Speed Dash, Mystic Melody, The Chao will be here, waiting for you atop the snake head. ![]() Swing to the next pool, then the next, Then from here try to swing above the springs, and quickly make it through the other side of the door. Immediately bounce here and grab onto one of the poles. This till take you to the top of this structure, where a new path will be made available for you. Play Mystic Melody and jump on the new spring. There should be a Shrine right after the door. Continue on until you reach the White wall, where a robot will be shooting at you (and an extra life floating right behind it.) Continue on and grind across the mini rail to the other side, hitting the timer and going on through the other side. On the third slab, you will need to jump and home-in on the flying enemies, doing so will lead you to a floating island where the chao should be. You will need to double bounce here to reach them. After doing so, go ahead and jump back to were you were originally, and start climb the slabs. Land ontop of the Shrine, and play Mystic Melody. After landing from the last spring, turn to your left, there should be a Shrine hiding on the side of where you landed. A little after the second check point (but right before the third), there is a part where you must jump on a few floating island and then two springs. Play this level normally, going in any direction you like. Requirements: Bounce Attack, Mystic Melody Using Mystic Melody, floating platforms will appear, leading you to the Chao. Double bounce to reach the the top level storage area, where there should be a Shrine. Go forward and a bit to the left where there should be three storage lockers, and another one ontop. Play the level normally, after the LSD(Light Speed Dash!) on the rings, you should be on the Landing bay where the airplanes are located. ![]() Requirements: Bound Attack, Mystic Melody This doesn't happen often, and tends to not work for the most part. You can quickly home in on an enemy during your fall and reach there spring without Mystic Melody. *This level it is POSSIBLE to do this without Mystic Melody, but its a fools attempt, and isn't needed for an A Rank.Time this correctly, hold up and jump at the correct time, push yourself against the building a bit and fall into the gap on the side, where the chao will be located. There should be an electric enemy after a while, which once its barrier is down, hit its spring and latch on to the pole above. BEWARNED! YOU CAN ACCIDENTLY KILL THE ENEMY (It happens often). From here, just keep hitting springs then home-in on the enemy. Playing Mystic Melody will make a spring appear over the trash can. Next to where the springs are located, there is a Mystic Melody shrine. When you hit the spring, immediately move backwards so you do not continue on forward. Just play through this level like normal until you are at the part where you will be running down the building. Requirements: Mystic Melody (RECOMMENDED*) ![]() This way, you can practice the route (and still receive something for the practice)Īlso! Sorry in advance for the Bad English! I also plan on writting this in Japanese as well ^^ *I recommend trying some of these out on other missions, where there will always be a Life in the place of a Chao. If you are missing a Mystic Melody for a certain character, I would recommend looking at Purple Smart's Mystic Melody Guide to help you find any Mystic Melody Upgrades you may be missing. Thats why this guide is here! To help you find those locations!įirst off, Its best to work on the Chao Missions after obtaining all, if not most of the upgrades, as well as the Mystic Melody for each character. ![]() Sometime they can be quite easy and can become really obvious (crying will be heard).Sometimes they might be in a bizzare place or in a location you probably would never venture to. In just about every stage, there is a mission to find a lost chao (always mission 3, except on Rouge and Tail's kart racing levels.) Requirements can change depending on the level. ![]() This makes the situation that it’s impossible for you to cure the disease yourself at home. In other words, waffles bacteria is a mutant bacteria of other STDs. Waffles patients contract other types of sexually transmitted disease initially but turn into waffles disease due to the resistance to the medications. Blue waffles is caused by mutant bacteria.At this point, inflammation occurs in the vagina and turns it to a shade of purple-blue. Over time, if the patient does not get any treatment, these bacterias ultimately merge together and become the bacteria that causes blue waffles. In addition, these bacterias also infect each other and produce a new form of bacteria. The infection of various STD’s bacteria in women’s vagina at the same time make the vaginal area swell internally and externally. It’s easy to be mistaken as other sexual transmitted diseases due to the similarities in the signs and symptoms. That’s why blue waffle has similar symptoms with other STDs such as severe pain, itching, and burning. That blue waffle bacteria is a combination of numerous STD bacteria that created this massive one.There are two beliefs about the causes of blue waffles disease: What causes blue waffles disease? You may still remember that we mentioned it is caused by bacteria grows in the vaginal area. ![]() Don’t wait until things become worse, you want to take action to cure it as fast as possible. The faster you diagnose the disease, the faster and easier you can cure it. If you are suspecting that you contract the disease, check with your doctor immediately. Therefore, you want to keep good hygiene in your daily life so the bacterium doesn’t have a chance to grow in your body. To cure this disease, you want to tackle the bacteria and you can’t make it without the help of doctors and medical instrument. Blue waffles disease is not a disease you can cure yourself at home. About the formation of waffles disease, there are several beliefs and we will discuss them later. That just means it’s more common occur in women.Īt this moment, there are no medical reports about blue waffles in the medical field yet and medical professionals don’t have a definite answer about the causes of the waffles disease. Although the “waffles” is referring to women’s vagina, that doesn’t mean that men don’t contract this disease. ![]() This is how it got the name “blue waffles”. Over time, the raised bumps cause inflammation in the infected area, the bacteria changes women’s vagina into purple-blue shading and releases a strong odor. At this point, patients can’t live their life normally, it is difficult for them to move around because of the painful. After that, there are some bumps appear in the vagina internally and externally. Women who contract this disease at the beginning will feel pain in the vaginal area, along with the feelings of itching and burning. What is blue waffles disease? This is the first question people ask when they heard it the first time.īlue waffle is a vaginal disease that infects women’s vaginal area and causes inflammation occurs until the vagina turns a purple-blue shade. The faster you take action, the faster you can be healthy again. ![]() You will also know some basic knowledge about how the sexually transmitted disease spread to other people and the action plan you can take to keep away the invasion of disease. After knowing the facts of waffles disease, you will know how to avoid it and how to cure it. So in this post, we are going to discuss what is blue waffles, what causes it, why does it happen more in women, and whether it is real or not. These reflect that many people are wondering what the disease is. Some people think the disease is a myth, some people think it’s true, some people believe it’s a creation of the urban legend, some people say the blue waffles pictures on the Internet are fake. But there are many misconceptions about this disease. This mysterious disease is getting more and more attention from many people. The best course of action is visiting your doctor and getting some professional treatment. The bad news is, blue waffles will not go away on itself, and there are no effective home remedies can help you to alleviate the symptoms. As mentioned, blue waffles disease is still fairly new, so there is no over-the-counter cure available yet. It won’t kill you, but if you contract this disease, you’ll have a very disgusting experience. This disease can happen to both men and women, but women are more prone to contracting this disease than men. However, it is not a food, it is a sexually transmitted disease (STD). Many people heard the name “blue waffle” at the first time they thought it’s a blue color blueberry flavor waffle. Blue waffles disease is a quite new disease that not many people have heard of it. And little is known about how these narratives emerge, are interpreted, and possibly amplified by influencers on social media. Yet relatively little is known about the most prominent narratives related to Black people and vaccines on social media. Where “inequality-driven” mistrust is high, online misinformation can flourish. Įven where access needs are met, vaccine misinformation represents another obstacle to ensuring people get vaccinated. Widespread mistrust and lack of access to reliable information about Covid-19 vaccines - on social media platforms such as Facebook, it was found that official information reached far fewer Black people than other demographics - have created an environment under which misinformation can thrive. ![]() Ī long history of medical racism and exploitation combined with ongoing discrimination in health care - unequal access to health care facilities, insurance and treatment - has left many Black people distrustful of the medical system and official institutions. While ongoing measures are being taken to increase access to vaccines, and vaccination rates gradually increasing among all populations, these efforts have so far failed to significantly increase vaccine uptake in Black communities. Structural inequities, such as a lack of access to vaccines, have played a large role in limiting vaccine uptake among Black people. In most states where data is available, Black people are receiving a smaller percentage of vaccines relative to their overall population, despite them accounting for a much larger share of Covid-19 deaths. Among those who have received at least one vaccine (percentages are relative to their total population), 68 per cent are Asian, 52 per cent are white, 48 per cent are Hispanic and 43 per cent are Black. Yet vaccination rates vary widely across regions and demographics. ![]() Over 75 per cent of US adults have received at least one Covid-19 vaccination. This research was supported by a grant from the Rita Allen Foundation.īy Kaylin Dodson (First Draft), Jacquelyn Mason (Media Democracy Fund) and Rory Smith (First Draft) Executive Summary ![]() Moom has a cool feature to save your windows layout. The grid system can be turned off, so it is not a big issue. ![]() I tried out Moom and it was nice as well, but I think the grid system is a distraction. I use a 22 inch monitor, but if I have a bigger monitor I will create more snap areas to optimize my desktop space. You can set the size, color, text prompt, visual prompt. The snap area prompt can be customized to your liking. I created a specific snap area for OmniFocus because the default 50% snap area is too small to display all the information that I need. The snap area can be set up as a universal snap area that applies to all applications or for a specification application. The standout feature from this app is the ability to create your own snap area. I assigned holding to move and to resize.) (Meaning, I don't use the window's top bar for moving or its corners for resizing because it's less efficient and I'm out of the habit now. It's actually become my default way to move or resize my windows. This is incredibly helpful when wanting to move or resize windows that are behind other windows. Besides being able to place windows exactly where I want them with a simple keyboard shortcut (or Drag Areas which I don't use), this app has a couple other features that are actually the most valuable to me: moving and resizing windows by simply holding modifyer key(s) and placing the cursor over any part of the window, whether the window is active or not. (And if I were to use Snap Areas, I can customize the look of them which is nice.) This app is incredibly useful for me for both software development and day-to-day use. ![]() Once you've set it up, it feels like it's just native OS behavior. For my use, BetterSnapTool is invisible and just works in the background to perform actions when I use certain modifyer keys and keyboard shortcuts. I think this is one of the best apps that you can get for just a few dollars. You can change the design of the preview overlays and even set application specific snapping sizes!īetterSnapTool works with almost every application, only some apps with non-standard windows can't be supported. It supports multiple monitors, hidden docks etc. select what happens when double-clicking a window's titlebarīetterSnapTool is very customizable and will change the way you work with your Mac!.move or resize the window below the cursor while holding customizable modifier keys.You can also customize what should happen after right-clicking one of the buttons on the top left of a window. To be even more productive you can also set custom keyboard shortcuts in order to move and resize your windows.īecause there are so many positions available, BetterSnapTool can also pop up an overview menu from which you can select the one position you want. If you need even more than those standard snap areas, BetterSnapTool now allows you to create your own, custom snap areas anywhere on your display. This enables you to easily maximize your windows, position them side by side or even resize them to quarters of the screen. BetterSnapTool allows you to easily manage your window positions and sizes by either dragging them to one of the screen's corners or to the top, left or right side of the screen. ![]() "It could be argued that the Silicon Valley Bank effect makes a Fed move unnecessary," said Vado. What's more, there's already a decline in access to credit and borrowing. There are a few reasons that could happen.įirst, banks are feeling stress from tightening underwriting standards, provoked by recent bank failures and other factors, she said. There's a chance that the Fed will do nothing, said Ligia Vado, a senior economist for the Credit Union National Association. "We should wait for the dust to settle from all the fast and furious rate hikes we already had." "I am hoping they are done with raising, but I didn't want them to raise after the Silicon Valley Bank collapse, and they did," said Cary Carbonaro, a certified financial planner and director of the women and wealth division at Advisors Capital Management. Based on Powell's comments, last month's consumer price index report and signs of inflation cooling off, some experts believe that the recent streak of rate hikes is over for the foreseeable future. "We no longer state that we anticipate that ongoing rate increases will be appropriate to quell inflation instead, we now anticipate that some additional policy firming may be appropriate," Powell said. While some experts believe the work of taming inflation isn't done, Powell noted at the March FOMC meeting that the US economy slowed significantly. What to expect if the Fed doesn't raise rates "The next FOMC meeting in May might be the last interest rate hike of the year," she said. She believes reaching the 2% target rate will take some time. The Federal Reserve Bank has raised the federal funds rate several times since 2022 to combat inflation, pointing to how long it can take to level the economy and inflation. "Inflation goes up like a rocket ship but comes down like a parachute," said Cooper. And it doesn't come down as easily as it goes up. ![]() ![]() Inflation is the highest it's been in over 40 years, said Chelsea Ransom-Cooper, managing partner and financial planning director at Zenith Wealth Partners. "This will probably lead to banks adjusting rates higher from where we are today." While Sprung expects rates to rise a bit more, he does not expect them to surpass the highs we experienced several weeks ago. "I believe that the Fed will be raising rates by 25 bps at the May meeting," said Lawrence Sprung, a certified financial planner and author of Financial Planning Made Personal. Since we're not quite at the Fed's 2% target range, there's a chance that we'll see another rate hike, but not as significant as last year's 50 to 75 basis point increases. But inflation is still high, at 5% year over year. The latest Consumer Price Index report shows that inflation only rose by 0.1% from February to March - a smaller increase from months prior. But some experts believe the Fed may hike rates once last time in May. Experts are divided on whether the Fed will raise rates again or pause their rate hike. |
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